A designation earned by a licensed Realtor®, also an acronym that signals to the public that the person displaying it has gone through extensive training to successfully mitigate a foreclosure. This can be done by negotiating mortgage terms, helping to negotiate a refinance or the most likely-help sell the property.
My goal is to become an advocate for the distressed property owner. A property can become distressed for a variety of reasons but the most common is a foreclosure. Any situation that has caused a property owner to have difficulty making mortgage payments or even selling the property is said to be in a distressed state. Basically any property which has foreclosure looming. These transactions are extensively time consuming and tedious. They require diligent follow-up, tons of paperwork and detailed analysis. Not to mention all the work that goes into drafting market reports and gathering all the information to convince the bank to accept a sales amount that will net them less. Not an easy task. Some of these sales can take anywhere from 3 to 12 months to close, depending on the complexity of the transaction.
In today's times a homeowner can become distressed for many reasons. Difficult times and hardships do not discriminate. You or someone you know may be affected by one or more of the reasons listed below: Payment increase | Death of a spouse or family members | Military Service | Mortgage adjustment | Severe illness | Insurance or tax increase | Loss of job | Inheritance | Reduced income | Business failure | Separation or Divorce | Too much debt | Damage to the property | Relocation | Incarceration |
Foreclosure is a devastating financial and emotional process for a homeowner, and in many cases they face this process alone, without help of any kind. Most homeowners have options that they are not aware of and I can assist you with this frightening situation by helping to save your home or through a Short Sale. Your time may be running out, it's extremely important to act as soon as possible. Contact Me for your FREE private and confidential consultation. All inquiries will be held in strictest confidence. Daphnne Wooten, CDPE
 |